DIY investors could lose over half of their potential pension pot

James Phillips
clock • 2 min read

Pension fund savers switching out of their default funds and making their own investment decisions could face a cut in their final pot value of up to £247,000, research has found.

According to a report from The People's Pension and State Street Global Advisors (SSGA), inexperienced savers choosing their own funds could lose out on more than 50% of their possible pot. The ...

To continue reading this article...

Join Professional Pensions

Become a Professional Pensions Lite Member today

  • Three complimentary articles per month covering the latest real-time news, analysis and opinion from the industry
  • Receive important and breaking news stories via our two daily news alerts
  • Hear from industry experts and other forward-thinking leaders

Are you a trustee, investment consultant or in-house pension and benefit scheme professional? You can apply for full complimentary access here

Join now

 

Already a Professional Pensions
member?

Login

James Phillips
Author spotlight

James Phillips

Professional Pensions journalist from 2016-2022

More on Defined Contribution

SPP backs government changes to bring mandation powers more in line with Mansion House Accord

SPP backs government changes to bring mandation powers more in line with Mansion House Accord

Move follows Lords vote to remove reserve investment power from Pension Schemes Bill

Jonathan Stapleton
clock 08 April 2026 • 1 min read
Aon tracker shows uptick in DC retirement outcomes for Q4 2025

Aon tracker shows uptick in DC retirement outcomes for Q4 2025

Consultancy’s tracker rose from 71.3 to 73.4 over the final three months of 2025

Martin Richmond
clock 08 April 2026 • 3 min read
TPR urges smaller DC schemes to 'act now' amid increasing consolidation

TPR urges smaller DC schemes to 'act now' amid increasing consolidation

Regulator says achieving best outcomes for members will need to remain ‘paramount’

Martin Richmond
clock 31 March 2026 • 2 min read
Trustpilot